List $19.98

Written by Robert T. Kiyosaki & Sharon L. Lechter, CPA - Audio book narrated by Jim Ward - Abridged Nonfiction - 2 COMPACT DISCS - 2.5 hours

Publisher, Time Warner Audio Books (December 2003)

Listen to an audio clip NOTE: You will need RealPlayer Basic to listen. It's FREE !

A popular TV personality often says. Take out your credit cards and cut them into pieces." While that is sound advice for people who are not financially responsible, it is inadequate advice for anyone who wants to become rich or financially free. In other words, just cutting up your credit cards will not make you rich. What does make you rich is financial education...unfortunately a type of education we do not receive in school. If a person has a solid financial education, they would know that there are two kinds of debt...good debt and bad debt. A person with a sound financial education would know how to use good debt to make them richer faster...much faster than a person who only saves money and has no debt.

These days conventional wisdom seems to state that in order to become wealthy you must cut up your credit cards and save by putting the maximum amount of your paycheck into your 401k retirement plan.

Although this plan might work for some people, Robert Kiyosaki urges listeners to try a different approach. He outlines how to get rid of "bad debt," including credit card bills, and other unsecured debt, while maximizing "good debt," such as home mortgages or other investments. Kiyosaki's plan will help listeners finally break through the psychological barriers of self-doubt that can serve as the biggest obstacle to becoming rich.

• Are you in credit card debt?

• Is job security dead?

• Is your financial security threatened?

• Is a high-paying job the answer?

• Is your money working for you?

• Do you have good debt or bad debt?

We all need more financial education. We need to know how to have our money work hard for us so we don't have to spend our lives working for money. That is why we need more sophisticated financial education not oversimplified and childish financial tips such as cut up your credit cards or save more money. If you are ready to increase your financial education and enjoy your credit cards, then this book is for you.

About the Authors: Robert Kiyosaki a financier, author and teacher says "that the main reason people struggle financially is because they have spent years in school but learned nothing about money. The result is that people learn to work for money...but never learn to have money work for them."

CPA, co-author of the Rich Dad series of books and CEO of the Rich Dad Organization, Sharon Lechter has dedicated her professional efforts tot he field of education. She graduated with honors from Florida State University with a degree in accounting, then joined the ranks of Coopers & Lybrand, a Big Eight accounting firm. Sharon held various management positions with computer, insurance, and publishing companies while maintaining her professional credentials as a CPA.

Sharon and husband, Michael Lechter, have been married for over twenty years and are parents to three children, Phillip, Shelly and William. As her children grew, she became actively involved in their education and served in leadership positions in their schools. She became a vocal activist in the areas of mathematics, computers, reading, and writing education.

In 1989, she joined forces with the inventor of the first electronic "talking book" and helped him expand the electronic book industry to a multimillion dollar international market. Today she remains a pioneer in developing new technologies to bring education into children's lives in ways that are innovative, challenging, and fun. As co-author of the Rich Dad books and CEO of that company, she focuses her efforts in the arena of financial education.